Notes on Specialty Finance

I have been tracking the merchant cash advance market 2026 numbers closely. The data matches what I hear from business owners every day. The US merchant cash advance market is growing around 9 percent a year. Traditional bank lending to small businesses is growing about half that fast. The total market size for 2026 is projected at $35.6 billion. But the real story is not the dollar amount. It is the reason behind the growth. Owners are not turning to MCA because banks said n

I pulled the Q1 numbers this week. Five sectors are leading non-bank capital demand across the country, and they're the same five sitting on my desk most days. Here's what I see when I read these files.